Discover Luxembourg
A country straddling the Latin and Germanic worlds, a cosmopolitan population, an open economy; all this combined with a warm welcome.
You will quickly feel at home in Luxembourg.
Why move to Luxembourg?
quality of life
An outstanding quality of life
Luxembourg holds the distinction of offering a quality of life that is among the best in the world, ranking ninth out of 53 countries. (Expat Insider 2023 by InterNations).
safety
Renowned safety
Luxembourg is one of the safest countries in the world, with a very low crime rate and the highest ranking out of 53 countries. (Expat Insider 2023 by InterNations)
healthcare
An attractive healthcare system
Luxembourg offers you a state-of-the-art medical system and easy access to the best healthcare professionals. Over 86% of the population is very satisfied with their healthcare in Luxembourg, according to the OECD survey.
Culture
A cosmopolitan metropolis
Luxembourg is a multicultural country with over 170 different nationalities. A diverse environment and an open mind are among the values fostered by the country, allowing everyone to flourish.
Housing
Housing in Luxembourg
Make Luxembourg your new home. There are a number of options for finding accommodation that suits your needs and your budget! There are four main choices: apartment, house, co-living or sharing.
The leading real estate sites are athome.lu and immotop.lu.
When you move in, don’t forget to register yourself and your new address with the following:
- your commune of residence
- the Caisse Nationale de Santé
- your various service providers (operators, suppliers, banks, etc.)
For more information, consult our dedicated blog articles or page 13 of our guide.
Some useful links:
Employment
The employment market in Luxembourg
Luxembourg promises a professional future full of opportunities, whatever your field of expertise.
Working hours are 8 hours a day, or 40 hours a week, with 26 working days paid vacation a year.
You don’t need to speak Lëtzebuergesch to work in Luxembourg, but many communes offer free courses to facilitate integration. Schwätze mer Lëtzebuergesch!* (*Let’s speak Luxembourgish!)
Some professions are regulated and require recognition of your diploma.
Some useful links:
Taxation
Taxation in Luxembourg
Taxation plays an important role in the attraction of Luxembourg. The country is known for its advantageous tax regime, both for companies and employees.
Social security contributions are also generally lower than elsewhere, which increases workers’ net income.
What’s more, Luxembourg offers a stable legal and tax framework, which is a major asset for companies and investors alike.
These tax advantages, combined with high salaries and a dynamic labour market, make Luxembourg a popular destination for workers and companies alike.
For more information, see our dedicated blog articles or page 25 of our guide.
Some useful links:
Budget
Cost of living in Luxembourg
Luxembourg ranks among the top 10% most expensive cities in Europe. However, high salaries and social benefits partly compensate for the high cost of living.
Housing remains one of the most important items of expenditure. Prices vary by region, with higher costs in the Centre region and lower in the North. The minimum wage for an unskilled worker is €2,570.93 gross per month, while for a skilled worker it is €3,165.32 gross per month.
Food and restaurants are also more expensive than in some neighboring countries. On the other hand, public transport is free for all residents and visitors.
Some useful links:
Health
The Luxembourg healthcare system
Luxembourg’s healthcare system is one of the best in Europe and the world. Health insurance and long-term care insurance are compulsory, and you pay into them via your salary. The organisation at the heart of the system, responsible for reimbursements, is the CNS (Caisse Nationale de Santé).
Once you’ve arrived in Luxembourg, your employer is responsible for affiliating you to the scheme.
You then have the option of insuring your family members so that they can benefit from medical care in Luxembourg.
The reimbursement rate for consultations in doctors’ surgeries and outpatient treatment in hospitals is generally 88% of the set rates for adults, and 100% for children and young people under 18.
If you are self-employed rather than employed, your social security fund will be the Centre Commun de la Sécurité Sociale (CCSS).
For more information, see our dedicated blog articles or page 30 of our guide.
Some useful links:
The healthcare system: the CNS
Transport
Transport in Luxembourg
Public transport systems are punctual, available and free.
Taking the bus, train or tram will save you time when crossing or getting to Luxembourg-City.
Use the mobiliteit.lu application to find out which means of transport to take and when.
Residents can park for free in their neighborhood and for 2 hours everywhere else if based in the city centre district with their vignette. If your car is registered abroad, you can obtain a temporary vignette valid for 6 months.
The only way to park for free in Luxembourg-City without a vignette is in the P+R (Park & Ride) parking lots. These are located on the outskirts of the city, but allow you to easily reach the center by public transport.
You can also get around by bike.
For more information, see our dedicated blog articles or page 37 of our guide.
Some useful links:
Education
Education in Luxembourg
According to a study by NimbleFins, the Grand Duchy of Luxembourg is the second best country in Europe in which to raise children.
The level of physical exercise, air quality and general happiness index are top notch.
However, that’s not all: the education system favours language learning, and the nature encourages outdoor sports.
As an company or institution employee in Luxembourg, you can take advantage of numerous benefits, and the parental leave system is one of the most envied in the world.
There are several types of family allowances and many ways to have your children looked after.
For more information, see our dedicated blog articles or page 47 of our guide.
Some useful links:
Culture
Culture and entertainment
Luxembourg has some incredible landscapes. There are 3 listed nature parks and around 15 nature reserves. Visit the Müllerthal (commonly named as La Petite Suisse), the vast Esch-sur-Sûre region and the Haute Sûre lake, the Terres Rouges country or the Ourdal promenade.
The official languages are Luxembourgish, French and German, but English is also widely spoken, facilitating the integration of expatriates. Luxembourg is a multicultural country, with over 170 nationalities living side by side.
Luxembourg cuisine is a blend of French, German and Belgian culinary traditions. Typical dishes include Gromperekichelcher, potato pancakes fried in oil, reminiscent of rösti, Éisleker Ham, a marinated and smoked ham, and Bouneschlupp, a green bean soup with bacon and potatoes.
Luxembourg also offers a number of music festivals and celebrations, such as La Schueberfouer in Luxembourg City, the country’s biggest funfair, or the Nationalfeierdag (National holiday) on June 23, with fireworks, parades and concerts.
For more information, see our dedicated blog articles or page 60 of our guide:
Some useful links:
Getting your new life off to a good start begins with protecting yourself.
There are few compulsory insurance policies in Luxembourg, but they are usually contractually required. Others will be useful, or even essential, depending on your needs. We have selected for you the essential and most useful insurance solutions in Luxembourg, which you can tailor to your needs.
Our insurance policies
Essential insurance in Luxembourg
mozaïk home insurance
mozaïk is the most comprehensive everyday insurance. Your family, your home and your belongings are covered by a single contract. This insurance can be completely customised to how you live and what sort of cover you want.
medicis extended healthcare cover
medicis reimburses what the CNS does not and gives you access to high-level hospital and outpatient services.
mobilé car insurance
Mobilé is a tailor‑made car insurance that covers you according to your needs, always with Foyer’s signature optimal service.
Useful insurance in Luxembourg
Life Insurance
With protect4life, Foyer offers you a personal protection insurance solution that adapts to your family and professional situation, while reducing your tax bill.
Travel insurance
The mozaïk insurance travel module is the most comprehensive way to ensure that you and all the members of your family enjoy a safe holiday.
Contact me
We are happy to answer any questions you may have about our insurance products. Please note that any other questions on a different subject will not be answered to.
Contact our experts and we will provide you with a quick response.