Motor insurance

Your car insurance  price in a few clicks!

Being mobile is important, but being safe is even more! With the “mobilé” motor insurance, we take care of you, your passengers and your vehicle.

I insure
my vehicule

mobilé – the motor insurance with you wherever you go

Are you a passionate driver, always behind the wheel or just occasionally, a beginner or an experienced driver, a city-dweller or a seasoned traveller?

With mobilé from Foyer, you can find the package that suits you, whatever your age or experience, your car, journeys or use.

Our “protected driver” cover means that our car insurance supports you at every stage of your journey, even on a bicycle, a scooter or even on public transport. Everywhere and wherever you go. That’s reassuring, isn’t it?

You would like to insure your electric or hybrid car?

We insure the specific features of your vehicle and offer you the appropriate cover. By reducing your carbon footprint, each year we will grant you a reduction in your insurance premium.

  • Recovery assistance: this supplementary Assistance cover insures the recovery and transportation of your vehicle to the nearest charging station if your battery runs out of charge.
  • Cable theft: your power and charging cables are covered for theft. Your battery is also covered by your material/ bodywork damage insurance, in the event of theft or damage.

OUR services

Our services that make the difference

Qualité de service

98% of claims settled with just one call

Real time follow-up

Tracking of the progress of your claims in your Client Area

Your mobility is ensured

Replacement car up to 60 days

Packages

mobilé is a motor insurance to suit you, that means flexible packages and a choice of options.
You only take out what you actually need.

Essentiel

Vital and unrestricted

This cover, vital for travelling in complete safety, can be topped up with whichever options you choose: fire and glass breakage, driver protection and/or traffic accident, covering your family and passengers.

Clima

Sheltered from nature

Climatic events are becoming increasingly frequent and violent. Your car may be damaged by flooding, hail or falling trees. Foyer will cover your vehicle against damage caused by these natural phenomena.

PROTECTION

Balanced and comfortable

Collisions with animals, broken glass, fire and electrical damage, damage due to weather events, theft and vandalism are all covered. In the event of an accident, you also have the option of being reimbursed at the new price of your car.

Zen

Far from any worries

Peace of mind, no matter what. Even if you are at fault, your vehicle is covered. This is the most comprehensive package and you automatically benefit from Mobility Joker.

Chosen by 68% of our customers

Options

Foyer offers you six options to choose from to supplement your motor insurance.

Mobility

Have you had an accident? We provide you with a replacement vehicle for a period of up to 15 days – or up to 60 days if your car has been stolen or written off.

Personal belongings

This option covers you for the repair or replacement of all your items and luggage in the vehicle (including electronic and multimedia devices).

Protected driver

As the driver of the vehicle, you are compensated in the event of injury or disability. Better! You are also protected when you travel – by bicycle, scooter, public transport, etc.

Bonus protection

Avoid a price increase following claims for bodywork damage. This option gives you complete control over your motor insurance budget.

Purchase price/Value +

Your car retains its purchase or replacement value. Instead of depreciating each year, until your car is three years old, you will receive the best possible compensation in the event of theft or write-off.

Traffic accident

This cover provides compensation in the event of disability and compensates your loved ones in the event of death following a road accident.

Breakdown Assistance

A breakdown, a puncture, the wrong fuel, no fuel or lost your key? We will get a mechanic out, 24/7.

Our four packages at a glance

YOUR COVER
Essentiel
Clima
Protection
Zen

Third-party liability

As the owner of a vehicle, third party motor liability insurance is mandatory. It comes into play when you are at fault in an accident that has caused damage to third parties. We reimburse these costs, as well as any damages to which that person may be entitled.
Essentiel Clima Protection Zen

Standard legal cover

We provide legal defence and ensure action against third parties responsible to recover the compensation due to you.
Essentiel Clima Protection Zen

Extended legal cover

This insurance covers the costs incurred for civil proceedings and the defence of your legal interests following a claim or if you have a dispute concerning the purchase or sale of your vehicle, following a repair at your garage, or need to defend yourself in the context of a statement, etc.
Essentiel Clima Protection Zen

Assistance 24/7

Whether your accident occurs in Luxembourg or abroad, you have the assurance of being taken care of, 24-hour recovery, repatriation costs, accommodation costs, travel continuation costs.
Clima Protection Zen

Breakdown Assistance

A breakdown, a puncture, the wrong fuel, no fuel or lost your key? We will get a mechanic out, 24/7. If a breakdown service is not possible, your vehicle will be recovered and you get a replacement car while it is being repaired, for five days.
Clima Protection Zen

Fire

Fire insurance covers damage to your vehicle due to fire, explosion, lightning or a short circuit in the electrical system.
Essentiel Clima Protection Zen

Glass damage

We cover the repair or replacement to all your vehicle’s glass components ing (windscreens, windows, glass roof, etc.), including the technical or technological elements incorporated in specific visual areas (sensors, etc.).
Essentiel Clima Protection Zen

Forces of Nature

If your vehicle is parked outside, this additional cover can be useful to repair damage caused by lightning, a sudden hailstorm or even a falling tree. The consequences of floods and earthquakes are also covered.
Clima Protection Zen

Collision with an animal

This insurance covers damage to the vehicle caused by collision with an animal, whether stray or lost.
Protection Zen

Theft and vandalism

Covers not only the theft of your vehicle, but also the damage caused to it as a result of attempted theft. In the event of theft of your vehicle keys, the costs of reprogramming the vehicle by the garage are also covered.
Protection Zen

Material damage

ll physical damage to your vehicle is covered whether or not you are at fault. We also cover damage caused by a rodent or due to misfuelling, etc.
Zen

Mobility Joker

Are you unable to drive your vehicle because you are too tired or think your blood alcohol content is over the legal limit? Included automatically in your ZEN package, this cover allows you to benefit from three free taxi journeys per year up to a maximum of 70 km.(only for contracts taken out as 25 January 2021 or if the guarantee is mentioned in your contract)
Zen

Mobility

We arrange for a replacement vehicle to be made available, for up to 45 days. If you don’t need this vehicle or if you want another vehicle according to your current needs (holidays, etc.), we will refund all or part of your rental or pay you a fixed price.
Clima Protection Zen

Transported personal belongings

Personal belongings include your luggage and objects carried inside the vehicle or in the roof box, but also your multimedia equipment (laptop, smartphone, GPS, etc.). This insurance covers their repair or replacement. If you are a motorcycle driver, the motorcycle’s protective equipment is also covered.
Protection Zen

Value +/Purchase price

In the event of theft or total loss of your vehicle, this cover provides you with compensation in the amount of the purchase price or price new for 36 months from the date 1st registered (or 90,000km in total). This means you are guaranteed to be able to buy the same vehicle without putting in any money yourself.
Protection Zen

Bonus protection

With this option, you do not lose your bonus/malus level in the event of bodywork damage claims. You therefore avoid a premium increase following the declaration of one or more claims.
Zen

Protected driver

Physical injury resulting from a road accident is compensated for all authorised drivers of the vehicle.
Essentiel Clima Protection Zen

Traffic accident

As a driver, passenger, pedestrian, cyclist or public transport user, this cover compensates you in the event of disability and pays a lump sum to your loved ones in the event of death.
Essentiel Clima Protection Zen

Included

Optional

Not included

Vehicle loan

Finance the purchase of your new car

We are here to accompany you in the purchase of your new vehicle thanks to a suitable financing solution with no application fees.

If you make a claim

We offer you services to simplify your life.

24/7 assistance

You always have a contact person, whatever the time of day.

Partners for Glass replacement

A chip in your windshield? Have it repaired without paying a cent.

Claim declaration

From the site of the accident or from your home, by phone, by email or via MyFoyer app.

Up-to-date information

Follow the progress of your vehicle claims in real time. You can view the different steps in just a few clicks.

Replacement vehicle

Your life continues normally during repairs thanks to your replacement vehicle.

Mobility Joker

Are you no longer able to drive? Claim up to three free journeys per year to return home by taxi or with a driver.

Private leasing

Insurance within your budget

Looking for all-inclusive motor package  that won’t break the bank? Then private leasing is for you!


What to do in the event of a car accident?

A car accident can occur at any time. You have to react quickly and well, but you don’t always know how. Don’t worry! We give you the steps to follow to help you manage this difficult moment while keeping your cool, and some tips to ensure you get the best possible compensation for your car accident in Luxembourg.

More info

Collision with an animal: how to report your claim?

Deer, boars and other wild animals are frequently encountered on our roads, especially when dark falls. This is particularly true in winter, when the nights draw in, and sometimes collisions cannot be avoided.
Are you covered for this sort of event… how do you notify the insurance company and finally what are the necessary administrative procedures needed to be taken?

More info

Cycling is the new trend! Suggested routes and guides

With bike sales booming across Luxembourg, we have some good news: 632 km of cycle paths await you, and we have a series of top tips to help you make the most of your two wheels!

More info

Foyer blog

Find all our advice on the blog

You can discover all our articles written by experts to help you understand the world of insurance, give you the best advice and above all, help you prevent risks in your everyday life.

The insurance check-up, the central instrument of our advisory approach

As an insurer, our role is to guide you towards the type of coverage most suited to your daily activities so that you feel fully protected.

To help everyone clarify their situation, we have developed what we call the “customer assessment“. It’s a simple, intuitive tool that provides an overview of your insurance needs, defines your priority requirements and your medium- and long-term prospects, and guides you towards a personalised solution.

To take advantage of this service, just make an appointment with a Foyer agent, it’s free and with no obligation.

MyFoyer Client Area

In your myFoyer client area, you can view your contracts, request a tax certificate or update your personal details.

agencies
at your service

Our partners (51)

CARGLASS
Pétange
10, RUE ROBERT KRIEPS
Services included
Internal vehicle cleaning
CARGLASS
Mertzig
13, zone industrielle
Services included
Internal vehicle cleaning
AUTOGLAS Norden
Wäisswampech
24, Op der Haart
Services included
Pick-up
Replacement vehicle*
Internal vehicle cleaning
Car-wash
AUTOGLAS Luxembourg
Bertrange
43, RUE DE LUXEMBOURG
Services included
Pick-up
Replacement vehicle*
Internal vehicle cleaning
Car-wash
AUTOGLAS Roost
Roost
6, ROUTE DE LUXEMBOURG
Services included
Pick-up
Replacement vehicle*
Internal vehicle cleaning
Car-wash
LOSCH Bech-Klengmaacher
Bech-Klengmaacher
5, QUAI DE LA MOSELLE
Services included
Replacement vehicle*
Internal vehicle cleaning
Car-wash
Lux-Pare-Brises & Cars SARL
Differdange
1-3 ZA Gadderscheier
Services included
Pick-up
Replacement vehicle*
Internal vehicle cleaning
Jacoby Frères sàrl
Derenbach
maison 61A
Services included
Replacement vehicle*
Internal vehicle cleaning
Car-wash
VITRAUTO
Luxembourg
97, MÜHLENWEG
SCHWEIG
Hosingen
6, HAAPTSTROOSS
CRUCIANI Garage AUDI
Dudelange
212, RTE. DE LUXEMBOURG
Services included
Replacement vehicle*
Internal vehicle cleaning
Car-wash
LOSCH Junglinster
Junglinster
2, RUE NICOLAS GLESENER
Services included
Replacement vehicle*
Internal vehicle cleaning
Car-wash
GARAGE CRUCIANI VW
Dudelange
73, RTE. DE LUXEMBOURG
Services included
Pick-up
Replacement vehicle*
Internal vehicle cleaning
AUTOCENTER GOEDERT Foetz
Foetz
RUE DU BRILL
Services included
Pick-up
AUTOCENTER GOEDERT Luxembourg
Luxembourg
140, RTE. D’ESCH
Services included
Pick-up
AUTOCENTER GOEDERT Belle Etoile
Bertrange
SHOPING CENTER LA BELLE ETOILE
Services included
Pick-up
Car Avenue Leudelange
Leudelange
4, rue Nicolas Brosius
Services included
Replacement vehicle*
Internal vehicle cleaning
Car-wash
CARGLASS Luxembourg
Howald
Zoning Artisanal et Commercial de Howald
85, Rue des Bruyères
Services included
Internal vehicle cleaning
LOSCH Bereldange
Bereldange
6, CITE GRAND-DUC JEAN
Services included
Replacement vehicle*
Internal vehicle cleaning
Car-wash
Car Avenue Garage Rodenbourg
Strassen
54, route d’Arlon
NORDSTAD
Diekirch
30, RTE. D’ETTELBRUCK
Services included
Replacement vehicle*
Internal vehicle cleaning
Car-wash
LOSCH Bonnevoie
Luxembourg
88, RTE. DE THIONVILLE
Services included
Replacement vehicle*
Internal vehicle cleaning
Car-wash
PAULY-LOSCH
Strassen
12, RTE. D’ARLON
Services included
Pick-up
Replacement vehicle*
Internal vehicle cleaning
Car-wash
CARGLASS Foetz
Foetz
4, RUE DE L’AVENIR
Services included
Internal vehicle cleaning
Losch Kayl
KAYL
113, Rue de Schifflange
Services included
Autopolis Nord
Ettelbruck
8 ZONE COMMERCIALE ET ARTISANALE
Services included
Internal vehicle cleaning
Car-wash
ADS Garage
Foetz
8, Rue de l’Avenir
Services included
Replacement vehicle*
Internal vehicle cleaning
Car-wash
LOSCH Martin Pétange
Pétange
14, RUE ROBERT KRIEPS
Services included
Replacement vehicle*
Internal vehicle cleaning
Car-wash
LOSCH Esch
Esch-sur-Alzette
1, AN DER SCHMELZ
Services included
Replacement vehicle*
Internal vehicle cleaning
Car-wash
Renault Luxembourg Gasperich
Luxembourg
2, RUE ROBERT STUMPER
Services included
Pick-up
Replacement vehicle*
Internal vehicle cleaning
Car-wash
Garage GELZ
Steinfort
22 RUE DE LUXEMBOURG
Services included
Replacement vehicle*
MERBAG Centre
Luxembourg
45, RUE DE BOUILLON
Services included
Replacement vehicle*
Rapid Autoglas
BERTRANGE
8, route de Longwy
Services included
Pick-up
Replacement vehicle*
Internal vehicle cleaning
Garage MARTIN BIVER
Weidingen
32, RTE. D’ERPELDANGE
Services included
Replacement vehicle*
Car-wash
MERBAG Esch
Esch-sur-Alzette
190, RTE. DE BELVAUX
Services included
Replacement vehicle*
AUTOPOLIS Bertrange
Bertrange
ZONE D’ACTIVITES BOURMICHT
Services included
Replacement vehicle*
Internal vehicle cleaning
Car-wash
GARAGE KIEFFER
Steinfort
110, RUE DE HOBSCHEID
Services included
Pick-up
Replacement vehicle*
Car-wash
Renault Luxembourg Esch
Esch-sur-Alzette
1, RUE JOS KIEFFER
Services included
Pick-up
Replacement vehicle*
Internal vehicle cleaning
Car-wash
CARROSSERIE MICHELS&THIELEN
Ehlerange
20, Zare Ouest
Services included
Replacement vehicle*
Internal vehicle cleaning
Car-wash
KRUFT
Echternach
96, RUE DE LUXEMBOURG
Services included
Replacement vehicle*
MERBAG Diekiech
Diekirch
17, RUE DE L’INDUSTRIE
Services included
Replacement vehicle*
Internal vehicle cleaning
Car-wash
COLLE
Differdange
RTE. DE BASCHARAGE
Services included
Replacement vehicle*
Internal vehicle cleaning
Car-wash
Renault Luxembourg Diekirch
Diekirch
RTE. D’ETTELBRUCK
Services included
Replacement vehicle*
Internal vehicle cleaning
Car-wash
GARAGE AMARAL
GROSBOUS
20, Rue d’Arlon
Services included
Pick-up
WENGLER
Ettelbruck
36, AV. DES ALLIES
STROTZ
Wiltz
ZONE INDUSTRIELLE SALZBAACH
Services included
Replacement vehicle*
Car Avenue Grand Garage de Luxembourg Bertrange
Bertrange
6 ZONE D’ACTIVITES BOURMICHT
Services included
Replacement vehicle*
BINSFELD Garage
Schifflange
14, RUE DE NOERTZANGE
Services included
Replacement vehicle*
Internal vehicle cleaning
Car-wash
SCHILTZ BUEDERSCHEID
Buederscheid
2 , route de Wiltz
Services included
Replacement vehicle*
Internal vehicle cleaning
Car-wash
KAUFMANN
Dudelange
240, RTE. DE LUXEMBOURG
Services included
Replacement vehicle*
Internal vehicle cleaning
Car-wash
Garage Theves Sàrl
Holzthum
1a, rue Principale
Services included
Replacement vehicle*
Internal vehicle cleaning
Car-wash