You are well insured, but are you sufficiently protected?
Your needs change, so your insurance should too. Take a few minutes to review your situation and make sure your cover is suited to your current lifestyle. This personalised assessment will help you identify the essential protection for you and your loved ones
Key figures that speak volumes
And because insurance issues concern us all, we have selected some key figures from the survey that are representative of the level of insurance cover among Luxembourg residents.
Key figures
1 in 3 residents is not covered for natural disasters.
We often think we are protected against bad weather… until the day a disaster strikes. Regular reviews with your agent can help you avoid these kinds of unpleasant surprises.
Key figures
1 in 2 residents do not know whether their smartphone is insured against theft or breakage.
Theft, breakage, damage to others… Small details make a big difference. Understanding your cover means you are already better protected.
Key figures
60% of residents with travel insurance do not know if they are covered in the event of cancellation.
Unexpected events, cancelled flights, postponed departures… Compensation terms vary by policy. Better check before you travel.
Key figures
1 in 5 residents do not know if they are insured as a driver.
Are you covered when renting a car or lending yours?Driver cover is not always automatic. Checking with your agent can save you a lot of hassle.
Key figures
1 in 2 residents do not yet have a supplementary pension.
Many rely solely on the state pension without realising the gap with future needs. Planning an additional solution helps maintain tomorrow’s standard of living.
Key figures
1 in 2 residents is not covered in the event of an accident abroad.
A trip abroad can quickly turn into a headache without the right health cover. Medical expenses, repatriation, hospitalisation… it’s best to check your cover before you leave.
Key figures
40% of residents do not know exactly what their home insurance covers.
Water damage, theft, civil liability… Each policy has its own options. Assessing your needs and updating your cover is the best way to protect your home with complete peace of mind.
The client assessment is at the heart of our advisory approach.
At Foyer, getting to know our customers well and supporting them at key moments in their lives (purchasing a vehicle, moving house, birth, marriage, travel, separation, etc.) allows our agents to become true advisors.
To help them in this role, we have designed a simple and intuitive tool: the client assessment.
It provides an overview of insurance needs and allows us to offer personalised protection. This assessment makes it easier to identify priorities, anticipate future projects and open up discussion about solutions that are sometimes overlooked, in a framework of trust.
Already a Foyer customer? Log in directly to your MyFoyer app or create an account and carry out an assessment directly with your agent.
Landlord in Luxembourg: declaring rental income correctly and protecting your property
Letting out a property is a way to generate additional income and often to prepare for the future. However, it is important to declare your rental income correctly and protect…
Read more : Landlord in Luxembourg: declaring rental income correctly and protecting your propertyUnpaid rent: what should I do if my tenant does not pay the rent?
A tenant who does not pay the rent on time is certainly one of the most distressing problems for many landlords. However, the situation can be avoided or circumvented. This…
Read more : Unpaid rent: what should I do if my tenant does not pay the rent?Learning Luxembourgish: a step-by-step language-learning guide
Luxembourg is a real melting pot with expats making up 46.6% of its population! While English, French and German are widely spoken, Luxembourgish remains the national language. Whether you have…
Read more : Learning Luxembourgish: a step-by-step language-learning guide
Find all our advice on the blog
You can discover all our articles written by experts to help you understand the world of insurance, give you the best advice and above all, help you prevent risks in your everyday life.
Contact me
Contact our experts and we will provide you with a quick response.