3 key points to remember
A prevention-focused partnership: Foyer Insurance and CFC are working hand-in-hand on road risk prevention through training, going beyond just compensation.
CFC as a safety expert: A reference centre for safe driving courses for new drivers, professionals, and school audiences.
Specific programmes: From early education to post-licence training (MSR and Kuck & Klick), these initiatives form a complete awareness pathway that fosters safer behaviour, from childhood to adulthood.

The partnership between Foyer Insurance and the Centre de Formation pour Conducteurs (CFC) marks a significant step in advancing road safety in Luxembourg. By combining the strengths of insurance and driver training, the two organisations aim to directly influence driving behaviour; moving beyond compensation to active prevention. This approach places safety awareness at the heart of Foyer’s relationship with its clients, whether private individuals or future drivers.
Overview of the partnership between CFC & Foyer Insurance
This partnership is built on a shared vision of road safety, bringing together the reliability of a trusted insurer and the expertise of a specialised driver training centre. Together, Foyer and CFC offer a comprehensive approach in which prevention, educational support, and insurance protection provide one another with mutual reinforcement.
What are the goals of this partnership?
The main goal is to reduce accident rates by tackling their root causes: inappropriate speed, poor anticipation, ignorance concerning safe distances, distraction, and driving under the influence or while fatigued. Through structured training programmes, CFC and Foyer foster driving habits that are more defensive, responsible, and respectful towards other road users.
Who is this partnership for?
- Private clients of Foyer Insurance wishing to better understand driving risks, improve safety reflexes, and ensure their car insurance meets their needs.
- Students and children participating in CFC’s educational programmes, helping shape safe mobility habits from a young age.
- New licence holders required to attend a mandatory safe driving day at Colmar-Berg.
What does each partner bring?
Each partner contributes complementary expertise.
- Foyer Insurance contributes its knowledge of risk management, accident analysis, and the design of tailored insurance solutions for individuals.
- CFC provides infrastructure, test tracks, and qualified trainers to convert this data into practical, hands-on training experiences.
Together, they offer an integrated approach where insurance coverage is paired with skill development with a view to making roads safer; an effort that is fully aligned with the Vision Zero objective – zero fatal or serious injury accidents.
What is the CFC?
The Centre de Formation pour Conducteurs (CFC) is Luxembourg’s national driver training centre, operating from Colmar-Berg and Sanem. Its facilities feature multiple tracks reproducing different driving conditions in a fully secured environment. Its hands-on teaching method “learning by doing” allows participants to experience the effects of speed, practice emergency braking and avoidance maneuvers, and gain awareness of “real-world” risks through active participation rather than theory alone.
What are its main missions?
CFC’s missions cover the full scope of road safety training:
- Mandatory one-day post-licence training for all new holders of category B or A2 licences in Luxembourg (established in 1996).
- Initial and periodic training for professional bus and lorry drivers in line with EU Directive 2003/59 (Code 95).
- Voluntary training for motorists, motorcyclists, and school groups.
- Courses related to the points-based licence system, including voluntary recovery of points and mandatory courses after complete point loss.
What is its teaching expertise?
CFC’s educational strength lies in its team of accredited, multilingual trainers who work with a wide range of participants – from new drivers to seasoned professionals. Training sessions run seven days a week in multiple languages, accommodating diverse audiences, including international companies. Combining practical exercises, real-life scenarios, and individual feedback, CFC helps participants understand their own limits, those of their vehicles, and the physical laws governing driving, so encouraging safer habits that last.
Mandatory courses, MSR, and Kuck & Klick
Post-licence training for new drivers includes a full day dedicated to road safety, covering:
- Risk factors such as speed, distraction, and substance use.
- Understanding braking and reaction distances.
- The importance of safe following distances and emergency braking techniques.
Practical workshops allow participants to handle real-life scenarios: unexpected obstacles, slippery surfaces, or emergency responses – all under safe conditions.
For professional drivers, CFC provides initial and ongoing training for lorry and bus licence holders, covering regulations, passenger safety, fatigue prevention, eco-driving, and fuel efficiency. These areas are particularly relevant for Foyer’s corporate clients managing fleets and seeking to optimise operating costs while ensuring road safety.
MSR (Mobility and Road Safety) targets secondary students and future drivers with interactive workshops highlighting the impact of speed or failure to wear a seat belt.
Kuck & Klick focuses on children aged 6 to 7, using fun, age-appropriate activities to teach safe practices, whether a pedestrian or passenger, the goal is to teach safety awareness from the earliest age.
Foyer supports logistics, promotes the programmes to its clients, and incorporates them into a wider offering that combines coverage, personalised advice, and educational support as part of its CSR strategy.
The partnership between CFC and Foyer Insurance rests on a clear conviction: it’s better to prevent accidents than to merely compensate them. By combining pedagogical expertise and insurance know-how, they deliver a comprehensive solution for users of all ages; from children to regular driver, therefore contributing to safer mobility across Luxembourg.
As mobility evolves with growing traffic, new mobility modes, and the rise of electric and autonomous vehicles, this partnership provides a firm foundation for future awareness campaigns, training modules, and innovative services; all committed to making roads safer for everyone.
FAQ
- What is the partnership between CFC and Foyer Insurance about?
It is a collaboration between an insurer and a driver training centre to reduce road accidents by addressing driver behaviour rather than focusing solely on claims.
- What is Foyer’s role?
Foyer provides a range of content related to mobility in order to promote road safety. During MSR training courses, Foyer offers interactive quizzes to capture participants’ attention and raise awareness of safe behaviour on the road. Participants can also win Foyer-branded gadgets, reinforcing the fun and educational aspect.
In Kuck a Klick training courses, Kaskou, the character from the road safety game, appears in the illustrations to help young people adopt the right habits in their daily lives. Kaskou and his friends act out different situations and show the potential dangers on the road in a simple and visual way, encouraging responsible behaviour.
- What are CFC’s main missions ?
CFC runs mandatory post-licence courses for new category B or A2 drivers, professional driver training (Code 95), and voluntary courses for motorists, motorcyclists, and schools, as well as courses linked to the points-based licence system.