You are looking to diversify your savings by taking advantage of stock market returns while optimising your estate planning.
An investment solution that fits your investment objectives
SMARTLIFE
smartlife is a multi-vehicle life insurance policy with no charges on deposits and withdrawals. Investments can be allocated between the units of account and a vehicle with a guaranteed rate providing significant flexibility.
To benefit from interesting return prospects, you also have access to different funds. They enable you to invest according to your investment horizon and your risk profile.
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Estate planning
You are free to appoint the beneficiaries of your smartlife policy in the event of death, a choice you can amend at any time free of charge.
Responsible management
Your savings are managed by a team of experienced asset managers. They aim to strike the right balance between risk and yields so as to profit from performance on the financial markets.
Attractive yield prospects
Depending on your investment horizon, smartlife offers you many opportunities to grow your savings through a variety of guaranteed and variable capital options.
Optimum protection of your savings
Luxembourg life insurance policies provide unlimited security on the deposited assets. The capital of your policy is separated from the assets of the insurance company and the custodian bank. This “super-privilege” enables you to recover your assets ahead of any other creditor of the company.
Your money is always available
You can withdraw all or part of your savings at any time.
Savings not taxed on payout
When the policy matures or in the event of partial or total withdrawal, the benefit payable to you is tax exempt.
In your MyFoyer Client Area, you can view your policies, monitor the trends and performance of your investments, and request attestations or tax certificates.
Get assistance to optimise your tax return.
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