Protect your loved ones and your income

Term insurance enables you to secure a loan and protect your loved ones in times of need for the duration of the loan. According to the chosen solution, you guarantee your loved ones a stable financial future.

3 term insurance packages to fit your needs

chronos

Do you want to protect your loved ones? With chronos, you have an insured death benefit that will be paid out to the beneficiary of your choice in the event of your death. A fixed amount of capital for a defined duration of time

focus financement

Do you want to take out a car loan or another personal loan? focus financement covers the amount outstanding on your loan in the event of your death. The outstanding balance of your loan is paid to your bank, and your loan is settled.

focus investissement

Have you found your future home? Our focus investissement loan balance policy (TSRD) covers mortgage loans and long-term investments to buy or build your family home.

Key features

Protection of your loved ones

They benefit from a guaranteed lump sum in the event of your death.

Flexibility

You choose the death benefit and the policy term. With the TSRD policy, you have the choice between a single premium or payments by instalments.

Extra cover in the event of disability

By taking out Disability Cover, Foyer also pays the death benefit lump sum set out in the main policy in the event of the policyholder’s total permanent disability.

Tax optimisation

Under the terms of article 111 of the Income Tax Law, it is possible to deduct for income tax purposes premiums paid under a life insurance policy.

Term insurance

You can deduct up to €672 a year per member of your household.

TSRD

Paying for your focus investissement policy through a single premium gives you a higher deductible limit.

MyFoyer Client Area

In your MyFoyer Client Area, you can view your policies, request attestations or tax certificates or update your personal data.
 

Contact me

Illustration - Message sent
Your request has been sent to us
The postal code allows us to assign you an agent in the local community most suited to your needs, such as your home or work.
 
Confirmation of your contact request

Thank you for your confidence!

A Foyer advisor will contact you as soon as possible.

Green check
There was an error!
Please try again later...

Get assistance to optimise your tax return

Find all our advice on the blog

Foresight
Invest in your plans

Do you have lots of ideas for the future? Do you dream of buying a country house, sailing around the world, building a veranda or helping your chil...

Foresight
Completing your Luxembourg tax form: hints and tips

Most Luxembourg citizens and cross-border workers must complete a tax declaration in Luxembourg every year. The declaration gives you the opportuni...

Foresight
Socially responsible investment: an investment combining ethics and finance

Socially Responsible Investment (SRI) is a financial investment that allows you to grow your savings while respecting your ethical, environmental o...

Foresight
How can you ensure you are well prepared for your retirement?

What will your income be once you’ve retired? Not many people can answer this question, but it’s an important one. Retirement can be a good and lon...

Foresight
It’s more important than ever for young people to think about retirement planning

Why? Due to our increasing life expectancy many of us will have a much longer retirement period than previous generations.
Living until you’r...