Insuring your car in Luxembourg, Car insurance

mobilé – the motor insurance with you wherever you go

Are you a passionate driver, always behind the wheel or just occasionally, a beginner or an experienced driver, a city-dweller or a seasoned traveller?

With mobilé from Foyer, you can find the package that suits you, whatever your age or experience, your car, journeys or use.

Our “protected driver” cover means that our car insurance supports you at every stage of your journey, even on a bicycle, a scooter or even on public transport. Everywhere and wherever you go. That’s reassuring, isn’t it?

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Our services that make the difference

98% of claims settled with just one call

Tracking of the progress of your claims in your Client Area

Replacement car up to 60 days

Packages

mobilé is a motor insurance to suit you.

That means flexible packages and a choice of options.
You only take out what you actually need.

Essentiel

Vital and unrestricted

This cover, vital for travelling in complete safety, can be topped up with whichever options you choose: fire and glass breakage, driver protection and/or traffic accident, covering your family and passengers.

Clima

Sheltered from nature

Weather events are no longer a problem. Your car can be damaged by flooding, a hailstorm or a falling tree and you will be covered. Reassuring if your car is kept outside overnight.

Protection

Balanced and comfortable

Collisions with animals, broken glass, fire and electrical damage, damage due to weather events, theft and vandalism are all covered. In the event of an accident, you also have the option of being reimbursed at the new price of your car.

Zen

Far from any worries

Peace of mind, no matter what. Even if you are at fault, your vehicle is covered. This is the most comprehensive package and you automatically benefit from Mobility Joker.

Our packages at a glance

Options

Foyer offers you six options to choose from to supplement your motor insurance.

Mobility

Have you had an accident? We provide you with a replacement vehicle for a period of up to 15 days – or up to 60 days if your car has been stolen or written off.

Personal belongings

This option covers you for the repair or replacement of all your items and luggage in the vehicle (including electronic and multimedia devices).

Protected driver

As the driver of the vehicle, you are compensated in the event of injury or disability. Better! You are also protected when you travel – by bicycle, scooter, public transport, etc.

Bonus protection

Avoid a price increase following claims for bodywork damage. This option gives you complete control over your motor insurance budget.

Purchase price/Value +

Your car retains its purchase or replacement value. Instead of depreciating each year, until your car is three years old, you will receive the best possible compensation in the event of theft or write-off.

Traffic accident

This cover provides compensation in the event of disability and compensates your loved ones in the event of death following a road accident.

Breakdown Assistance

A breakdown, a puncture, the wrong fuel, no fuel or lost your key? We will get a mechanic out, 24/7.

You would like to insure your electric or hybrid car?

We insure the specific features of your vehicle and offer you the appropriate cover.

Recovery assistance: this supplementary Assistance cover insures the recovery and transportation of your vehicle to the nearest charging station if your battery runs out of charge.

Cable theft: your power and charging cables are covered for theft. Your battery is also covered by your material/ bodywork damage insurance, in the event of theft or damage.

You reduce your carbon footprint, for which we grant you a reduction in your insurance premium each year - calculate your rate.

Our four packages at a glance

Your cover

Essentiel

Clima

Protection

Zen

Essentiel

Clima

Protection

Zen

Third-party liability

As the owner of a vehicle, third party motor liability insurance is mandatory. It comes into play when you are at fault in an accident that has caused damage to third parties. We reimburse these costs, as well as any damages to which that person may be entitled.

Standard legal cover

We provide legal defence and ensure action against third parties responsible to recover the compensation due to you.

Extended legal cover

This insurance covers the costs incurred for civil proceedings and the defence of your legal interests following a claim or if you have a dispute concerning the purchase or sale of your vehicle, following a repair at your garage, or need to defend yourself in the context of a statement, etc.

Assistance 24/7

Whether your accident occurs in Luxembourg or abroad, you have the assurance of being taken care of, 24-hour recovery, repatriation costs, accommodation costs, travel continuation costs.

Breakdown Assistance

A breakdown, a puncture, the wrong fuel, no fuel or lost your key? We will get a mechanic out, 24/7. If a breakdown service is not possible, your vehicle will be recovered and you get a replacement car while it is being repaired, for five days.

Fire

Fire insurance covers damage to your vehicle due to fire, explosion, lightning or a short circuit in the electrical system.

Glass damage

We cover the repair or replacement to all your vehicle's glass components ing (windscreens, windows, glass roof, etc.), including the technical or technological elements incorporated in specific visual areas (sensors, etc.).

Forces of Nature

If your vehicle is parked outside, this additional cover can be useful to repair damage caused by lightning, a sudden hailstorm or even a falling tree. The consequences of floods and earthquakes are also covered.

Collision with an animal

This insurance covers damage to the vehicle caused by collision with an animal, whether stray or lost.

Theft and vandalism

Covers not only the theft of your vehicle, but also the damage caused to it as a result of attempted theft. In the event of theft of your vehicle keys, the costs of reprogramming the vehicle by the garage are also covered.

Material damage

All physical damage to your vehicle is covered whether or not you are at fault. We also cover damage caused by a rodent or due to misfuelling, etc.

Mobility Joker

Are you unable to drive your vehicle because you are too tired or think your blood alcohol content is over the legal limit? Included automatically in your ZEN package, this cover allows you to benefit from three free taxi journeys per year up to a maximum of 70 km.