__ / Faqs / What does legal cover not cover?

What does legal cover not cover?

The purpose of legal cover is to provide legal assistance to the insured party. As such, Foyer doesn’t compensate for damage caused to the insured party or for damage caused to third parties if the insured party is convicted.

Some exclusions are common to all types of legal cover. For example, no legal cover will cover incidents caused by the insured person intentionally or maliciously or for violation notices or fines.

Other specific exclusions are added depending on the type of policy taken out.

For example, the following are excluded:

  • in professional legal cover insurance: disputes relating to non-payment of company invoices by clients
  • in privacy life insurance: disputes relating directly or indirectly to tax law and other fees (e.g. relating to tax returns) and disputes with developers.

🔎 Tip

This list isn’t exhaustive, and other exclusions are added depending on the policy taken out. You can refer to the general terms and conditions of your policy available in your Foyer Customer Space or from your MyFoyer app.


Home

Water damage: 10 tips to reduce the risk before winter 2026

Winter can put your home to the test. Frozen pipes, leaks, water ingress through the roof, and overflowing or rising water after heavy rain can all cause serious damage in…

Read more : Water damage: 10 tips to reduce the risk before winter 2026
Foresight

Landlord in Luxembourg: declaring rental income correctly and protecting your property

Letting out a property is a way to generate additional income and often to prepare for the future. However, it is important to declare your rental income correctly and protect…

Read more : Landlord in Luxembourg: declaring rental income correctly and protecting your property
Home

Unpaid rent: what should I do if my tenant does not pay the rent?

A tenant who does not pay the rent on time is certainly one of the most distressing problems for many landlords. However, the situation can be avoided or circumvented. This…

Read more : Unpaid rent: what should I do if my tenant does not pay the rent?