Dog and cat health insurance to protect the one who follows you everywhere

With Foyer’s happy pet, you can give your dog or cat comprehensive cover in the event of an accident or illness. A simple solution to look after your pet whilst keeping your budget in check.

Insure my dog and cat

Why take out health insurance for your pet?

Our pets are part of the family. When an accident or illness occurs, treatment can be costly and may require hospitalisation or surgery. Dog and cat health insurance allows you to plan for these situations and ensure your pet receives the best care, without financial stress.

Essential cover for your pet

With happy pet, your pet benefits from comprehensive cover designed for their well-being and your peace of mind.

Accident

Surgical costs, hospitalisation, pre-operative tests, post-operative care.

Illness

Surgical costs, hospitalisation, tests (X-rays, blood tests, ultrasound scans, etc.), chemotherapy, pre-operative and post-operative care.

Assistance

Home care if you are ill, ambulance and transport.

End of life

Cover for expenses related to euthanasia and/or cremation, including transport costs.

Conditions for insuring your pet

Identification

Electronic microchip or tattoo, registered with the municipality of residence.

Age

Our happy pet insurance covers dogs and cats aged from 3 months to 4 years at the time of subscription.

Mandatory vaccinations

According to the type of insured pet.

The benefits of Foyer’s happy pet insurance

Full coverage

100% reimbursement

(Within the limits specified in the contract)

Annual limit of €3,500

To cover major expenses

€0 excess

No out-of-pocket costs

Coverage tailored to your pets’ needs.

With happy pet, your pet benefits from comprehensive cover designed for their well-being and your peace of mind.

Accident cover

  • Surgical costs, hospitalisation costs, pre-operative costs, post-operative costs

Illness cover

  • Surgical costs, hospitalisation costs, pre-operative costs, post-operative costs
  • Costs of examinations without surgery, costs of chemotherapy & radiotherapy

Assistance cover

  • Pet-sitting costs
  • Ambulance and travel costs

End of life

  • Cover for euthanasia and/or cremation costs, including transport costs

Everything you need to know

Browse the frequently asked questions to find your answer quickly.

What is the cost of pet insurance for a dog or a cat?

Insurance premiums for dogs and cats vary depending on age and breed.
Over the course of their lifetime, they range:

  • from €255 to €1,050 for dogs,
  • from €245 to €622 for cats.
Are there any waiting periods?

Yes. There are indeed waiting periods:

  • In the event of an accident, cover begins after 7 days.
  • In the event of illness, cover begins after 60 days.

These waiting periods are waived if the following two conditions are met:

  • You provide material evidence that the animal was covered by an insurance policy covering expenses resulting from an accident and an illness.
  • The previous insurance contract was cancelled at the initiative of the policyholder less than 30 days before the effective date of the coverage under the contract.
Is it worth insuring your dog or cat?

Yes. In the event of an accident, hospitalisation or veterinary treatment can incur significant costs. Insurance allows you to cope with these unforeseen situations and ensure your pet receives the necessary care, without worrying about the costs.

How does dog and cat insurance work?

For the pet named in the policy, Foyer Assurance reimburses:

  • Surgical costs (accident or illness)
  • Hospitalisation following a specific incident
  • Pre-operative costs (48 hours prior)
  • Post-operative costs (15 days after) Costs incurred during the surgical procedure, such as: anaesthesia, medication, radiology and tests.

In the event of a non-congenital illness not requiring surgery, Foyer Assurance covers:

  • Tests: X-rays, blood tests, ultrasound scans, etc. (limit of €100 per procedure, maximum of €500 per year)
  • Chemotherapy / radiotherapy (limit of €100 per treatment, maximum of €500 per year)
What are the exclusions for taking out the happy pet policy?
  • If your pet is under 3 months or over 4 years old
  • If it is not identified by a microchip or tattoo
  • If the necessary vaccinations have not been carried out
Is there an excess?

No. There is no excess.

Can I keep my current vet?

Yes. You are free to choose your own vet.

Does my pet need to be up to date with its vaccinations to remain insured?

Yes.

  • For dogs: leptospirosis, parvovirus, distemper, infectious canine hepatitis, rabies
  • For cats: feline typhus, infectious coryza, feline leukaemia, rabies
How do I claim a refund?

To obtain reimbursement, you simply need to have the form (available in your Client Area) completed by your veterinarian and then submit the reimbursement claim to your agent, together with the required supporting documents, including the pet’s health record.

Simple and intuitive, MyFoyer makes your online procedures easier


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