Our mortgage /loan life insurance policies (TSRD) provides life coverage to cover the capital amount borrowed for investments, typically mortgage loans and long-term investments related to purchasing business premises or when buying or building a home .
By insuring your mortgage, you're protecting your loved ones from financial hardship.
Insurance premiums for TSRD loan balance policies are income-tax deductible up to 672 € per year, or double if you are married/for each additional child.
| Taxpayer | Single | With spouse |
|---|---|---|
| Without children | 672€ | 1 344€ |
| Per additional child | +672€ | +672€ |
| Taxpayer | Increase for ages 30 and under | Additional increase ages 31 to 49 (per year) | Maximum deductible ages 50+ |
|---|---|---|---|
| Without children | 6 000€ | 480€ | 15 600€ |
| Per additional child | 1 200€ | +96€ | 3 120€ |
At the end of 2019, Foyer Assurances signed the convention on the “right to be forgotten”, which entered into force on 1 January 2020.
This convention aims to facilitate access to loan balance policies for at-risk individuals with cancer and under certain conditions.
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