Mobilé crédit
Car loan: finance the purchase of your new car
Have you found your dream car?
Think about the mobilé crédit car loan, a unique solution for financing and insuring your vehicle.
a vehicle loan
Find out more about our vehicle loan solutions in Luxembourg
You benefit from the best conditions on the market while retaining maximum flexibility in configuring your car loan in Luxembourg (duration, monthly payments, cover, etc.).
Our packages
Two solutions for maximum flexibility
Thanks to the mobilé credit car loan you choose the repayment solution according to your budget.
Classic package
Balanced and comfortable
- Set the term of your car loan yourself
- Repay fixed monthly payments
- Finance up to 100% of the purchase price
Light Car package
An ideal solution if you regularly change your vehicle
- Repay part of the borrowed capital and pay the balance (residual value of the vehicle) at the same time as the last monthly payment.
- Take advantage of lower monthly payments than with traditional motor financing
Key features
Fast
You will receive an answer to your loan request within 2 hours.
Contract subject to acceptance of your file by the lender regarding your ongoing financial commitments as well as your current income. Answer promised during opening hours from Monday through Friday between 8:30 a.m. and 5:30 p.m.
Efficiency
Your agent takes care of everything. No administrative fees.
Piece of mind
Coverage in the event of death and unable to work, to protect you and your loved ones.
Reimbursement of the balance of your loan in the event of a claim with total loss or theft of your vehicle.
Calculate your monthly payment
mobilé crédit is an instalment loan policy distributed by Foyer Distribution S.A., a loan intermediation company, in partnership with the lender Record Credits S.A., a credit institution licenced by the Belgian authorities. Applicants acknowledge that the applicable rate will be the rate in force at the time the loan policy is signed. Applicants declare that all the information supplied is full and accurate. Any false declaration shall result in rejection of the application or cancellation of the loan. Use of this tool does not bind Foyer concerning the simulation parameters used and cannot be considered to be an offer and/or acceptance of credit.
(1) A traditional personal loan for for a new vehicle concluded at a fixed rate of for a term of months shall be reimbursed by monthly payments of . The effective annual interest rate is . Total amount repayable by the borrower: (excluding insurance). There are no arrangement fees.
(2) Light Car is a financing package with reduced monthly repayments allowing you to repay only part of the lump sum borrowed. You pay the remaining part, referred to as the residual value, at the same time as the final monthly instalment. A Light Car loan of for a new vehicle concluded at a fixed rate of for a term of months shall be reimbursed by monthly payments of , with the final monthly instalment increased by the residual value of . Total amount repayable by the borrower: (excluding insurance). There are no arrangement fees.
By requesting our services, you are informed that Foyer Group (Foyer Assurances, Foyer Santé, Foyer Vie and Foyer Arag, Raiffeisen Vie, Foyer Distribution) is authorised to contact you for pre-contractual purposes.
Your dreams are just a click away
Have you spotted your dream car yet? To turn your dream into reality, here are three ways you could finance it: mobilé credit, car loan and insurance in a single step.
Tesla model 3
Long Range
Price €57,990 incl. VAT
Volkswagen Golf
1.4 TSI eHybrid
Price €41,870 incl. VAT
Volvo XC40 recharge
Core
Price €46,300 incl. VAT
*The examples above concern the Light Car solution which is financing with reduced monthly payments which gives you the opportunity to pay only a part of the borrowed capital. As for the other part, called residual value, you repay it at the same time as the last monthly payment. For example, a Lightcar solution loan of €20,000 for a new vehicle concluded at a fixed rate of 4% for a period of 60 months is repayable in 60 monthly instalments of €267 the last monthly instalment being increased by the residual value of €7,230. Total amount due by the borrower: €23,277 (excluding insurance). There is no administrative fee.
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Find all our advice on the blog
You can discover all our articles written by experts to help you understand the world of insurance, give you the best advice and above all, help you prevent risks in your everyday life.
The insurance check-up, the central instrument of our advisory approach
As an insurer, our role is to guide you towards the type of coverage most suited to your daily activities so that you feel fully protected.
To help everyone clarify their situation, we have developed what we call the “customer assessment“. It’s a simple, intuitive tool that provides an overview of your insurance needs, defines your priority requirements and your medium- and long-term prospects, and guides you towards a personalised solution.
To take advantage of this service, just make an appointment with a Foyer agent, it’s free and with no obligation.
MyFoyer Client Area
In your MyFoyer client area, you can view your contracts, request a tax certificate or update your personal details.
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