S.O.S

Up to 12 months’ unpaid rent

mozaïk offers custom insurance for home owners looking to rent their properties with total peace of mind. Foyer offers cover to protect your investment and keep unforeseen events from affecting your income!

Building owner third-party liability
Building owner third-party liability
Rent reimbursement
What if your tenant stops paying rent? We will cover your rent and utilities for 12 months. It won't affect you at all!
Legal cover for unpaid rent
We take care of legal and extra-legal fees related to unpaid rent and even eviction costs.
Damage caused by tenants
Some damage is covered by renter’s insurance, but mozaïk covers the cost (up to six months’ rent) of restoring your property in the event you notice damage caused by the tenant during the final status report when they are moving out.
Eco-energy cover
Your renewable energy installations such as geothermal, hydroelectric, wind turbine, solar panel, heat pump, biomass, condensing boiler and micro CHP boiler systems are insured for breakage and construction defects. We also cover loss of electricity production.
Building owner legal cover
In the event of a dispute with a renter, professional or service provider, we help you through the process and cover the cost of your legal, expert’s and bailiff's fees.

Your advantages

24/7 assistance

We will immediately send a professional to handle emergency heating breakdowns, water leaks, blocked pipes, etc.

Simplicity

All of your property covered under a single policy

Personalised advice

You need to be reassured and advised in difficult times. That's why our network of agents is here for you.

 

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Speak with an agent to learn more about the content of the mozaïk insurance policies.

See all of our advice on the blog

Sustainable housing: how can you reduce your electricity consumption?
Improving energy efficiency has become a priority for every household. For the environment and the climate of course, but also because energy prices keep going up. This means that every investment linked to electricity consumption becomes profitable more quickly. But there are other good practices apart from investments, which are sometimes very easy to put in place. Here are some examples.
How should you value the contents of your home?
Home insurance covers the building as well as its contents. Your premium will depend on the value of the contents you want to insure. Do you have to put down everything or only count valuables? Should you specify the price new, the present value or the replacement cost? How do you declare contents to your insurer? In this article, we help you to answer each of these questions, to make sure that your insurance policy provides protection as close as possible to reality.
Our tips for combating pollution
Are you tired of hearing bad news about the environment? The damage we do to nature and to ourselves can be reduced by adopting some good habits. It is a personal commitment. Your neighbour may not do the same, but at least you will have tried to change things. The term pollution covers a whole range of bad things, including air pollution, water pollution, soil pollution, etc. Plastic waste, chemicals and fossil fuels attract the most criticism. Let’s see what we can do as individuals to reduce our impact.
What to do in the event of bad weather
The weather in Luxembourg is neither the most generous nor the most hazardous. We don’t have hurricanes, but we have storms. We don’t have tsunamis, but we have heavy rain. Storms – sometimes accompanied by heavy rain, strong winds, hail and lightning – can wreak havoc in a short period of time. Climate change and disruption to the seasons are also increasing the frequency of severe weather. Meteorological emergencies are increasingly becoming part of our daily lives. In this article, we offer some tips that should help you prepare your home and respond properly to all storms.
The nine best ways to prevent burglaries
All victims of burglary say the same thing – you feel your privacy has been violated and it takes time to feel safe again in your home. While stolen goods are quickly forgotten, since they are reimbursed by the insurance company, the trauma is harder to overcome. No house is completely safe from a burglary attempt. But there are some very useful and often simple tips – many of which are just good practice – which could help you to protect your home. We have selected the nine top tips for you to adopt daily or before setting off on holiday.