You are unique, so your insurance should be, too.

Whether you’re an adventurer, home person, eco-activist, athlete, collector or living life to the full  – or all of these things – your lifestyle is unique to you and can change at any time.

Calculate your price

Choose, combine!

mozaïk is essential cover + useful cover + optional cover

that you can combine as you wish to create a policy that matches your life.

Essential cover

To ensure you an adequate protection, we have selected for you the essential coverage.
  • Fire and associated risks
  • Terrorist atttacks, labour disputes, vandalism and damage to real estate property
  • Storms, hail, weight of snow and ice on roofs
  • Water damage and frozen installation
  • Breakage of windows, glass and mirrors
See all types of cover
Download the brochure

Useful coverage

For greater piece of mind, take a look at the additional options you can include, giving you a level of coverage that is relevant to your personal requirements.

Theft and vandalism

Have you lost your keys or have you been the victim of a break-in, theft or an act of vandalism?

You are compensated for damage and stolen property, even items in your garden.

Natural disasters

Has your neighbourhood been hit with a natural disaster and damaged your house ?  mozaïk covers you in case of flood, earthquake or landslide.

Technological items

Home automation, Ultra HD TV, multimedia equipment or your latest robot vacuum, all of these technological equipments are covered in case of accidental breakage or theft.

Portable items

Smartphones, cameras, tablets, consoles and other connected objects are part of our daily lives. With the “Portable items” cover, you are always covered, everywhere.

Eco energies

Your home is equipped with environmentally-friendly systems, such as a heat pump, solar panels, wind power, etc. All these facilities are insured against accidental damage, theft and also against indirect losses due to loss of productivity.

Legal expenses cover

Are you in a dispute with your telephone operator or did your neighbour build a wall without authorisation?

Don’t let any dispute complicate your life. The “legal protection” cover assists you in your procedures.

Life third-party liability

Have you accidentally broken a friend’s valuable vase or did your child scratch the neighbour’s car?

The third-party liability cover allows you to avoid potentially very high costs. It covers financial damages and personal body injury.

Art and Passion coverage

Do you collect works of art? Are you a connoisseur of fine wines? Foyer protects your assets.

Thanks to mozaïk home insurance, all of your exceptional belongings are covered everywhere in the world, including during their transport.

Modules

To ensure your lifestyle, we offer you a Mosaic of possibilities.

Travelling

Book your holidays worry-free. mozaïk takes care of unexpected issues like cancellations, repatriation, medical costs or lost luggage.

We accompany you around the world starting from the first night of your trip.
Learn more

Leisure items

Electric bike, golf, photography, skiing or horse-riding...Foyer understands that you are living your passions to the full.

Whatever your hobbies are, with mozaïk, your equipment is insured around the world in case of theft, accidental breakage or impact.

Valuable items and collections

Do you like watches, do you collect vinyl records or do you have a collection of handbags? Don't be afraid to take them out any more.

With mozaïk, you are insured against theft and breakage at your home and elsewhere.

Private life accidents

Personal accidents have more victims than traffic accidents.

mozaïk offers you financial protection as well as day-to-day assistance

Appraise the contents of your home

To be fully insured, it is important to know the exact value of your furniture and belongings. This  leaflet will make it easy to estimate the value of everything you have accumulated over the years

Download the brochure

In case of claim

To make life easier, we offer you services adapted to every situation.
24/7 assistance
Because accidents happen when you least expect, we provide you with 24/7 assistance.
Learn more
Claim declaration
Because you don't always have the time to go to your agent, you can send your declaration in a few clicks using the MyFoyer app. The application is available on your app store.
Learn more
Personalised expertise
Because all claims are different, we offer several types of appraisals to assess your damage.
Tailored compensation
Because you want to choose your compensation method, we offer you as part of a home incident claim the possibility of choosing the one which best suits your situation.
Customised advice
Because you need to be reassured and advised in difficult times, our network of agents is at your disposal.
Find an agent

Find all our advice on the blog

Home
Renting your apartment or your house: what you need to know

Luxembourg’s population is expected to reach 1 million inhabitants in 2050 compared to 700,000 today. With this population growth, the demand for h...

Home
Housing in Luxembourg without breaking the bank: have you considered coliving?

When you arrive in Luxembourg, you’ll realise several things. In order: housing is expensive, there are many expats and newcomers, coliving is an e...

Home
Property market in Luxembourg: all you need to know

Are you planning to move to Luxembourg and are you planning to buy a property? Allow plenty of time to find that rare gem, as demand far exceeds su...

Home
What is travel insurance for?

As the desire for holidays takes hold of everyone’s minds and international travel continues to bounce back, it has never been more important...

Home
Garden maintenance: what are your rights and duties when it comes to pruning trees and cutting hedges?

Spring is back and the fine weather is encouraging us out into our gardens. This is often the time when we notice that trees and bushes are startin...

Need advice?

Our agents are there to support you
Illustration - Foyer Agency