S.O.S

You are unique, so your insurance should be, too.

Whether you’re an adventurer, home person, eco-activist, athlete, collector or living life to the full  – or all of these things – your lifestyle is unique to you and can change at any time.

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Choose, combine!

mozaïk is essential cover + useful cover + optional cover

that you can combine as you wish to create a policy that matches your life.

Essential covers
To ensure you adequately protected, we have selected for you the essential coverage.
  • Fire and associated risks
  • Street demonstrations and protests, vandalism and property damage
  • Storms, hail, weight of snow and ice on roofs
  • Water damage and installation freezing
  • Broken glass and mirrors
See all guarantees
Download the brochure

Useful coverage

For greater piece of mind, take a look at the additional options you can include, giving you a level of coverage that is relevant to your personal requirements.

Theft and vandalism
Have you lost your keys or have you been the victim of a break-in, theft or an act of vandalism?

You are compensated for damage and stolen property, even items in your garden.
Natural disasters
Has your neighbourhood been hit with a natural disaster anddamaged your house ?  mozaïk covers you in case of flood, earthquake or landslide.
Electronic items
Home automation, Ultra HD TV, multimedia equipment or your latest robot vacuum, all of these technological equipments are covered in case of accidental breakage or theft.
Portable items
Smartphones, cameras, tablets, consoles and other connected objects are part of our daily lives. With the “Portable items” cover, you are always covered, everywhere.
Eco energie
Your home is equipped with environmentally-friendly systems, such as a heat pump, solar panels, wind power, etc. All these facilities are insured against accidental damage, theft and also against indirect losses due to loss of productivity.
Legal cover
Are you in a dispute with your telephone operator or did your neighbour build a wall without authorisation?

Don’t let any dispute complicate your life. The “legal protection” cover assists you in your procedures.
Third-party liability
Have you accidentally broken a friend’s valuable vase or did your child scratch the neighbour’s car?

The third-party liability cover allows you to avoid potentially very high costs. It covers financial damages and personal body injury.

Modules

To ensure your lifestyle, we offer you a Mosaic of possibilities.

Travelling
Book your holidays worry-free. mozaïk takes care of unexpected issues like cancellations, repatriation, medical costs or lost luggage.

We accompany you around the world starting from the first night of your trip.
Learn more
Leisure items
Electric bike, golf, photography, skiing or horse-riding...Foyer understands that you are living your passions to the full.

Whatever your hobbies are, with mozaïk, your equipment is insured around the world in case of theft, accidental breakage or impact.
Valuables and collections
Do you like watches, do you collect vinyl records or do you have a collection of handbags? Don't be afraid to take them out any more.

With mozaïk, you are insured against theft and breakage at your home and elsewhere.
Accidents
Personal accidents have more victims than traffic accidents.

mozaïk offers you financial protection as well as day-to-day assistance

Appraise the contents of your home

To be fully insured, it is important to know the exact value of your furniture and belongings. This  leaflet will make it easy to estimate the value of everything you have accumulated over the years

Download the brochure

In case of claim

To make life easier, we offer you services adapted to every situation.
24/7 assistance
Because accidents happen when you least expect, we provide you with 24/7 assistance.
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Claim declaration
Because you don't always have the time to go to your agent, you can send your declaration in a few clicks using the MyFoyer app. The application is available on your app store.
Personalised expertiseadaptée
Because all claims are different, we offer several types of appraisals to assess your damage.
Tailored compensation
Because you want to choose your compensation method, we offer you as part of a home incident claim the possibility of choosing the one which best suits your situation.
Customised advice
Because you need to be reassured and advised in difficult times, our network of agents is at your disposal.
 

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Speak with an agent to learn more about the content of the mozaïk insurance policies.

See all of our advice on the blog

Sustainable housing: how can you reduce your electricity consumption?
Improving energy efficiency has become a priority for every household. For the environment and the climate of course, but also because energy prices keep going up. This means that every investment linked to electricity consumption becomes profitable more quickly. But there are other good practices apart from investments, which are sometimes very easy to put in place. Here are some examples.
How should you value the contents of your home?
Home insurance covers the building as well as its contents. Your premium will depend on the value of the contents you want to insure. Do you have to put down everything or only count valuables? Should you specify the price new, the present value or the replacement cost? How do you declare contents to your insurer? In this article, we help you to answer each of these questions, to make sure that your insurance policy provides protection as close as possible to reality.
Our tips for combating pollution
Are you tired of hearing bad news about the environment? The damage we do to nature and to ourselves can be reduced by adopting some good habits. It is a personal commitment. Your neighbour may not do the same, but at least you will have tried to change things. The term pollution covers a whole range of bad things, including air pollution, water pollution, soil pollution, etc. Plastic waste, chemicals and fossil fuels attract the most criticism. Let’s see what we can do as individuals to reduce our impact.
What to do in the event of bad weather
The weather in Luxembourg is neither the most generous nor the most hazardous. We don’t have hurricanes, but we have storms. We don’t have tsunamis, but we have heavy rain. Storms – sometimes accompanied by heavy rain, strong winds, hail and lightning – can wreak havoc in a short period of time. Climate change and disruption to the seasons are also increasing the frequency of severe weather. Meteorological emergencies are increasingly becoming part of our daily lives. In this article, we offer some tips that should help you prepare your home and respond properly to all storms.
The nine best ways to prevent burglaries
All victims of burglary say the same thing – you feel your privacy has been violated and it takes time to feel safe again in your home. While stolen goods are quickly forgotten, since they are reimbursed by the insurance company, the trauma is harder to overcome. No house is completely safe from a burglary attempt. But there are some very useful and often simple tips – many of which are just good practice – which could help you to protect your home. We have selected the nine top tips for you to adopt daily or before setting off on holiday.

Need advice?

Our agents are there to support you