Using a mortgage broker is invaluable at a time when interest rates are volatile. They’ll guide you through the mortgage application process from analysing your finances to when you sign at the notary’s office.
An intermediary who will maximise your borrowing power
The rise in interest rates means buyers have a lower borrowing power. It’s therefore essential you call on an expert who’ll help you present your mortgage applications in the best possible way and accurately assess your borrowing power.
credihome is a trusted partner mortgage broker with expert knowledge of the requirements of Luxembourg banks. Their expertise means they know which establishments are most likely to offer you a mortgage. They will factor in your work situation and overall wealth to strengthen your negotiating position.
Negotiating the best terms for you
The property market has become complex, with a 0.71% variation in interest rates. Thanks to your broker’s professional banking network, they’ll be able to present your situation in the best positive manner. Optimal mortgage duration, fixed/variable/revisable interest rate combination, home-savings integration, tax optimisation, etc. Their services go well beyond negotiating the rate; they defend the interests of their clients and find the best solutions according to their clients’ long-term plan.
Simplified procedures
You’ll only need one meeting with your broker to set out your situation. They will discuss and then draw up an application in line with your needs, before presenting it to banks.
Each lender requires specific documents: 3-years accounts for the self-employed, proof of wealth, etc. Your broker will oversee all the steps up to the signing of the mortgage contract, saving you the hassle of approaching banks and the stress of waiting a long time for their response.
Zero fees, 100% benefits
Credihome mortgage brokers are understanding and place the client at the centre of each mission. They are paid by partner banks who value their preparatory work, as it also saves them time and resources.
Over one in ten Luxembourgers use a mortgage broker for their property purchases. So, would you like to benefit from personalised support to turn your project into a reality? Time to contact credihome!
